This plan provides coverage for personal accident in the seniors 24/7 worldwide. With PA Platinum Card, no advance payment is required. Plus coverage for broken bones to better protect your beloved parents.
Personal Accident Insurance PA Happy Senior
Protect your beloved parents with this personal accident insurance.
Provide protection for your parents aged 55-75 years
Take care of medical treatment fee from accident without advance payment
The premium that the child pays for parents can be used for tax reduction.
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PA Happy Senior Insurance Description
Distinction
Coverage/Benefits
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| Happy Senior 1 : Medical Expense Benefit | |||
| Coverage | Sum Insured (Thb) | ||
| Plan 1 | Plan 2 | Plan 3 | |
| Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability (PA.2) | |||
|
100,000 | 300,000 | 500,000 |
|
100,000 | 300,000 | 500,000 |
|
100,000 | 100,000 | 100,000 |
| Medical Expenses per one occurrence | 10,000 | 30,000 | 50,000 |
| Special benefit for expenses on accidental death | 30,000 | 30,000 | 30,000 |
| Annual Premium (Thb) (Inclusive of SBT & Stamp) | 900 | 1,800 | 2,800 |
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| Happy Senior 2 : Added Broken Bone Coverage | |||
| Coverage | Sum Insured (Thb) | ||
| Plan 1 | Plan 2 | Plan 3 | |
| Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability (PA.2) | |||
|
100,000 | 300,000 | 500,000 |
|
100,000 | 300,000 | 500,000 |
|
100,000 | 100,000 | 100,000 |
| Broken Bone, burns and internal injury | 30,000 | 90,000 | 150,000 |
| Medical Expenses per one occurrence | 20,000 | 60,000 | 100,000 |
| Special benefit for expenses on accidental death | 30,000 | 30,000 | 30,000 |
| Annual Premium (Thb) (Inclusive of SBT & Stamp) | 1,400 | 3,500 | 5,700 |
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| Happy Senior 3 : Added Sum Insured for High Privilege Care | |||
| Coverage | Sum Insured (Thb) | ||
| Plan 1 | Plan 2 | Plan 3 | |
| Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability (PA.2) | |||
|
100,000 | 300,000 | 500,000 |
|
100,000 | 300,000 | 500,000 |
|
100,000 | 100,000 | 100,000 |
| Broken Bone, burns and internal injury | 50,000 | 150,000 | 250,000 |
| Medical Expenses per one occurrence | 50,000 | 75,000 | 100,000 |
| Special benefit for expenses on accidental death | 30,000 | 30,000 | 30,000 |
| Annual Premium (Thb) (Inclusive of SBT & Stamp) | 2,300 | 4,600 | 6,700 |
Terms & conditions
- The Insured is aged from 55-75 years
- The Insured does not work or has an occupation with no risk to injury or loss of life. The company reserves the right to underwrite on a case by case basis.
- The Insured is in good health with no record or symptoms of epilepsy, heart disease, hypertension, diabetes, all types of cancer, AIDS or HIV positive, physical disability unless such disability has no impact on physical balance or daily life. Insurance is at the discretion of the underwriter on a case by case basis.
- Exclusions apply to the following occupations: cabin crew, pilot, police officer, soldier, disaster relief volunteer, politician, movie star, actor, singer, musician, athlete, reporter, labourer, construction worker, oil drilling or mine worker, high rise building cleaner, fisherman, messenger using motorcycle for work, motorcycle taxi driver, oil tanker/gas truck/hazardous substance truck driver, taxi boat driver.
Tax-related benefit
Premium paid for your parents is applicable for your personal income tax deduction as per allowances and exemptions set by the Revenue Department.
Remark
Important exclusions to note:
- This plan does not cover illness or infection that is not incurred by accident, suicide, miscarriage, injury from occupational hazard for soldier/police officer/volunteer, fight, action under the influence of alcohol/narcotic, crime committing, boarding/deboarding or being in an aircraft not registered for passengers or commercial purpose, war, terrorism
- The underwriting is subject to conditions set by the company
- Information on this website is generic information for product selling purpose only. Interested person should study details of coverage, terms and conditions, exceptions and benefits from insurance policy.
- Interested person should study terms and conditions of coverage before taking an insurance.
Service in PA Happy Senior Insurance Plan
FREE!
PA Platinum Card
Receive PA Platinum Card for medical treatment privileges based on sum assured without advance payment to over 700 participating hospitals and sanatoriums nationwide.
Additional Products
Coverage by Allianz Ayudhya General Insurance Public Company Limited
